FHA mortgages offer a low down payment and flexibility in approval. Quicken: Best Lender for fha streamline refinance.. chase Bank is a major financial institution with several mortgage options, including adjustable-rate mortgages.
15 Year Fha Refinance Rates What Is Fha Interest Rate First, improve your credit score. While you don’t have to have an excellent credit ranking to qualify for an FHA loan (a minimum score of just 580 is needed to put down the low down payment requirement of 3.5 percent), you will receive a better interest rate if your score is considered good to excellent.30-year fixed rates decreased by 9 basis points to 3.49% in the week. Rates were down from 4.54% from a year ago. The average.